/* ===================================================
   Base / Reset
=================================================== */
* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --color-primary: #1a3c5e;
  --color-primary-dark: #12293f;
  --color-accent: #c8a24a;
  --color-text: #2b2b2b;
  --color-text-light: #5a5a5a;
  --color-bg: #ffffff;
  --color-bg-alt: #f7f8fa;
  --color-border: #e5e7eb;
  --radius: 8px;
  --max-width: 1100px;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  color: var(--color-text);
  background-color: var(--color-bg);
  line-height: 1.6;
}

img {
  max-width: 100%;
  display: block;
}

.container {
  max-width: var(--max-width);
  margin: 0 auto;
  padding: 0 24px;
}

.section {
  padding: 72px 0;
}

h1, h2 {
  font-weight: 700;
  color: var(--color-primary-dark);
}

h1 {
  font-size: 2.5rem;
  line-height: 1.2;
  margin-bottom: 20px;
}

h2 {
  font-size: 2rem;
  margin-bottom: 20px;
}

p {
  color: var(--color-text-light);
}

/* ===================================================
   Buttons
=================================================== */
.btn {
  display: inline-block;
  text-decoration: none;
  font-weight: 600;
  padding: 16px 32px;
  border-radius: var(--radius);
  cursor: pointer;
  border: none;
  font-size: 1rem;
  transition: background-color 0.2s ease, transform 0.1s ease;
}

.btn-primary {
  background-color: var(--color-primary);
  color: #ffffff;
}

.btn-primary:hover {
  background-color: var(--color-primary-dark);
}

.btn-full {
  width: 100%;
}

.btn-secondary {
  background-color: transparent;
  color: var(--color-primary);
  border: 1px solid var(--color-border);
}

.btn-secondary:hover {
  background-color: var(--color-bg-alt);
}

.btn:disabled {
  opacity: 0.65;
  cursor: not-allowed;
}

/* ===================================================
   Header
=================================================== */
.site-header {
  padding: 20px 0;
  border-bottom: 1px solid var(--color-border);
}

.logo-link {
  text-decoration: none;
}

.logo {
  font-weight: 700;
  font-size: 1.1rem;
  color: var(--color-primary-dark);
}

/* ===================================================
   Hero
=================================================== */
.hero {
  background-color: var(--color-bg-alt);
  padding: 96px 0;
  text-align: center;
}

.hero-inner {
  max-width: 700px;
}

.hero-subtext {
  font-size: 1.15rem;
  margin-bottom: 32px;
}

/* ===================================================
   Brand philosophy tagline
=================================================== */
.brand-philosophy {
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: 24px;
  font-size: 1.05rem;
}

/* ===================================================
   Video Section
=================================================== */
.video-section {
  background-color: var(--color-bg-alt);
  text-align: center;
}

.video-intro-copy {
  max-width: 650px;
  margin: 0 auto;
}

.video-wrapper {
  position: relative;
  max-width: 800px;
  margin: 32px auto 0;
  padding-bottom: 45%; /* 16:9 aspect ratio */
  height: 0;
  overflow: hidden;
  border-radius: var(--radius);
}

.video-wrapper iframe {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  border: 0;
}

.video-cta {
  margin-top: 32px;
}

/* ===================================================
   Webinar Section
=================================================== */
.webinar-section {
  text-align: center;
  background-color: var(--color-primary);
}

.webinar-section h2,
.webinar-section p,
.webinar-datetime strong {
  color: #ffffff;
}

.webinar-inner {
  max-width: 650px;
}

.webinar-datetime {
  font-size: 1.2rem;
  margin-bottom: 16px;
}

.webinar-description {
  margin-bottom: 32px;
  color: rgba(255, 255, 255, 0.85);
}

.webinar-section .btn-primary {
  background-color: var(--color-accent);
  color: var(--color-primary-dark);
}

.webinar-section .btn-primary:hover {
  background-color: #b6913e;
}

/* ===================================================
   About Section
=================================================== */
.about-inner {
  display: grid;
  grid-template-columns: 240px 1fr;
  gap: 48px;
  align-items: center;
}

.about-photo {
  width: 240px;
  height: 240px;
  border-radius: 50%;
  overflow: hidden;
  background-color: var(--color-bg-alt);
  border: 1px solid var(--color-border);
}

.about-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.about-photo.photo-placeholder {
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  color: var(--color-text-light);
  font-size: 0.85rem;
  padding: 20px;
}

.about-photo.photo-placeholder::before {
  content: "Add Your Photo\A images/agent-photo.jpg";
  white-space: pre-line;
}

.about-copy p {
  margin-top: 16px;
}

.dre-number {
  font-size: 0.85rem;
  color: var(--color-text-light);
}

/* ===================================================
   Final CTA
=================================================== */
.final-cta {
  background-color: var(--color-bg-alt);
  text-align: center;
}

.final-cta p {
  margin-bottom: 28px;
}

/* ===================================================
   Footer
=================================================== */
.site-footer {
  padding: 32px 0;
  text-align: center;
  border-top: 1px solid var(--color-border);
}

.site-footer p {
  font-size: 0.85rem;
}

/* ===================================================
   Assessment: intro / disclaimer
=================================================== */
.assessment-disclaimer {
  font-size: 0.8rem;
  color: var(--color-text-light);
  margin-top: 24px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

/* ===================================================
   Assessment: step flow
=================================================== */
.assessment-section {
  background-color: var(--color-bg);
}

.assessment-inner {
  max-width: 640px;
}

.progress-bar {
  width: 100%;
  height: 8px;
  background-color: var(--color-border);
  border-radius: 999px;
  overflow: hidden;
  margin-bottom: 8px;
}

.progress-bar-fill {
  height: 100%;
  background-color: var(--color-primary);
  transition: width 0.25s ease;
}

.progress-label {
  font-size: 0.8rem;
  color: var(--color-text-light);
  margin-bottom: 24px;
}

.step-card {
  background-color: var(--color-bg-alt);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 32px;
}

.step-card h2 {
  font-size: 1.4rem;
  margin-bottom: 12px;
}

.step-subheading {
  margin-top: 28px;
}

.field-hint {
  font-size: 0.85rem;
  margin-bottom: 16px;
}

.option-group {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 8px;
}

.option-button {
  padding: 12px 18px;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  background-color: #ffffff;
  font-size: 0.95rem;
  font-family: inherit;
  color: var(--color-text);
  cursor: pointer;
}

.option-button.is-selected {
  border-color: var(--color-primary);
  background-color: var(--color-primary);
  color: #ffffff;
}

.toggle-group {
  display: inline-flex;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  overflow: hidden;
  margin-bottom: 16px;
}

.toggle-button {
  padding: 10px 20px;
  border: none;
  background-color: #ffffff;
  font-family: inherit;
  font-size: 0.9rem;
  color: var(--color-text);
  cursor: pointer;
}

.toggle-button.is-selected {
  background-color: var(--color-primary);
  color: #ffffff;
}

.field {
  margin-bottom: 18px;
}

.field-label {
  display: block;
  font-weight: 600;
  font-size: 0.9rem;
  margin-bottom: 6px;
}

.field-input {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  font-size: 1rem;
  font-family: inherit;
}

.field-input:focus {
  outline: none;
  border-color: var(--color-primary);
}

.checkbox-field {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 0.85rem;
  color: var(--color-text-light);
  margin-top: 8px;
}

.checkbox-field input {
  margin-top: 4px;
}

.step-error {
  color: #b3402a;
  margin-top: 12px;
  margin-bottom: 0;
  font-size: 0.9rem;
}

.step-nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: 24px;
  gap: 16px;
}

/* ===================================================
   Assessment: results
=================================================== */
.results-section {
  background-color: var(--color-bg);
  text-align: center;
}

.results-headline {
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--color-primary-dark);
  max-width: 650px;
  margin: 16px auto 0;
}

.results-why {
  max-width: 650px;
  margin: 12px auto 0;
}

.results-meaning {
  max-width: 650px;
  margin: 12px auto 0;
  text-align: left;
}

.results-subheading {
  text-align: left;
  font-size: 1.2rem;
  margin: 40px 0 16px;
}

.results-breathing-room {
  text-align: left;
  background-color: var(--color-bg-alt);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 20px 24px;
  margin-top: 8px;
}

.results-breathing-room h4 {
  color: var(--color-primary-dark);
  margin-bottom: 8px;
}

.results-breathing-room p {
  margin: 0;
  font-size: 0.9rem;
}

.results-summary {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 20px;
  margin: 32px 0;
  text-align: left;
}

.summary-card {
  background-color: var(--color-bg-alt);
  border: 1px solid var(--color-border);
  border-radius: var(--radius);
  padding: 24px;
}

.summary-label {
  font-size: 0.85rem;
  color: var(--color-text-light);
  margin-bottom: 8px;
}

.summary-value {
  font-size: 1.8rem;
  font-weight: 700;
  color: var(--color-primary-dark);
  margin-bottom: 8px;
}

.summary-hint {
  font-size: 0.78rem;
  color: var(--color-text-light);
  margin-top: 4px;
}

.results-snapshot {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 16px;
  margin-bottom: 32px;
  text-align: left;
}

.snapshot-card {
  border-left: 4px solid var(--color-border);
  background-color: var(--color-bg-alt);
  border-radius: var(--radius);
  padding: 16px;
}

.snapshot-title {
  font-size: 0.78rem;
  color: var(--color-text-light);
  margin-bottom: 6px;
}

.snapshot-status {
  font-weight: 700;
  font-size: 1.05rem;
  color: var(--color-primary-dark);
  margin-bottom: 6px;
}

.snapshot-blurb {
  font-size: 0.85rem;
  margin-bottom: 8px;
}

.snapshot-detail {
  font-size: 0.8rem;
}

.snapshot-detail summary {
  color: var(--color-primary);
  cursor: pointer;
  font-weight: 600;
}

.snapshot-detail p {
  margin-top: 8px;
  color: var(--color-text-light);
}

.housing-range-list,
.dti-breakdown {
  list-style: none;
  padding: 0;
  margin: 8px 0 0;
  font-size: 0.8rem;
  color: var(--color-text-light);
}

.housing-range-list li,
.dti-breakdown li {
  padding: 4px 0;
}

.housing-range-list li.is-active {
  color: var(--color-primary-dark);
  font-weight: 700;
}

.dti-breakdown strong {
  color: var(--color-primary-dark);
}

/* Calm, non-alarmist color coding: green = comfortable, gold = worth reviewing, blue = higher commitment */
.snapshot-comfortable,
.snapshot-lower,
.snapshot-stronger,
.snapshot-ready {
  border-left-color: #3f8b5f;
}

.snapshot-review,
.snapshot-moderate,
.snapshot-building,
.snapshot-preparing {
  border-left-color: var(--color-accent);
}

.snapshot-higher,
.snapshot-attention,
.snapshot-lender,
.snapshot-exploring {
  border-left-color: var(--color-primary);
}

.results-next-steps {
  text-align: left;
  max-width: 650px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.next-step-card {
  background-color: var(--color-bg-alt);
  border: 1px solid var(--color-border);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius);
  padding: 16px 20px;
}

.next-step-title {
  font-weight: 700;
  color: var(--color-primary-dark);
  margin-bottom: 4px;
}

.next-step-body {
  font-size: 0.9rem;
  margin: 0;
}

/* ===================================================
   Assessment: guide reveal / consultation
=================================================== */
.guide-reveal-section {
  background-color: var(--color-bg);
  text-align: center;
}

.guide-reveal-inner {
  max-width: 600px;
  margin: 0 auto;
}

.consultation-section {
  background-color: var(--color-bg-alt);
  text-align: center;
}

.webinar-topics {
  list-style: none;
  padding: 0;
  margin: 0 0 28px;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(160px, 1fr));
  gap: 8px;
  color: rgba(255, 255, 255, 0.9);
  font-size: 0.9rem;
  text-align: left;
  max-width: 500px;
  margin-left: auto;
  margin-right: auto;
}

.webinar-topics li::before {
  content: "✓ ";
}

/* ===================================================
   Mobile Responsive
=================================================== */
@media (max-width: 768px) {
  .section {
    padding: 56px 0;
  }

  h1 {
    font-size: 1.9rem;
  }

  h2 {
    font-size: 1.6rem;
  }

  .hero {
    padding: 64px 0;
  }

  .about-inner {
    grid-template-columns: 1fr;
    text-align: center;
    justify-items: center;
  }

  .step-card {
    padding: 20px;
  }

  .step-nav {
    flex-direction: column-reverse;
    align-items: stretch;
  }

  .results-summary,
  .results-snapshot {
    grid-template-columns: 1fr;
  }
}